Merix Capital Group (“Merix,” “we,” “our,” or “us”) values your privacy and is committed to protecting the information you share with us.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit merixcapitalgroup.com (the “Website”), submit an application for financing, communicate with us, or otherwise use our services.

By accessing or using our Website, you acknowledge that you have read and understand this Privacy Policy.

Information We Collect

Depending on how you interact with us, we may collect the following categories of information.

Information You Provide

You may voluntarily provide information including:

• Full name

• Business name

• Email address

• Phone number

• Business address

• Business ownership information

• Financial information

• Revenue information

• Banking information

• Tax identification numbers

• Government-issued identification, when required

• Bank statements and supporting documents

• Information submitted through funding applications, contact forms, emails, or telephone conversations

Information Collected Automatically

When you visit our Website, we may automatically collect certain information, including:

• IP address

• Browser type

• Device identifiers

• Operating system

• Website usage data

• Pages visited

• Date and time of access

• Referral URLs

• Cookie identifiers

• Other diagnostic and analytical information

This information helps us improve our Website, enhance security, and better understand how visitors use our services.

How We Use Your Information

We may use your information to:

• Process and evaluate financing applications

• Verify your identity and business information

• Match you with funding products or financing partners

• Communicate regarding your application or account

• Respond to inquiries and customer support requests

• Improve our Website and services

• Personalize your experience

• Prevent fraud and unauthorized activity

• Conduct internal business operations and analytics

• Comply with applicable laws and regulatory requirements

• Enforce our agreements and protect our legal rights

• Send service-related notices and, where permitted by law, promotional communications regarding products or services that may interest you

How We Share Information

We do not sell your personal information for monetary consideration.

We may share information with trusted third parties when necessary to operate our business, including:

• Banks, lenders, private investors, and financing partners evaluating funding opportunities

• Payment processors

• Customer relationship management (CRM) providers

• Website hosting providers

• Technology vendors

• Marketing and communications providers

• Analytics providers

• Professional advisors, including attorneys, accountants, and auditors

• Government agencies or law enforcement when required by law

• Parties involved in a merger, acquisition, financing, or sale of business assets

We require service providers to use personal information only for legitimate business purposes and to protect it appropriately.

Cookies and Tracking Technologies

Our Website uses cookies and similar technologies to:

• Improve website functionality

• Remember user preferences

• Analyze website traffic

• Measure marketing effectiveness

• Enhance user experience

• Help detect fraud and maintain security

Most web browsers allow you to manage or disable cookies. Please note that disabling cookies may affect certain Website features.

Third-Party Analytics

We may use third-party analytics and advertising technologies to better understand Website traffic and user interactions.

These providers may collect information regarding your device, browser, pages visited, and interactions with our Website using cookies or similar technologies.

Marketing Communications

If you provide your contact information, we may send you information regarding financing products, company updates, or promotional offers.

You may opt out of marketing emails at any time by using the unsubscribe link included in the email or by contacting us directly.

Even if you opt out of marketing communications, we may continue sending important service-related communications regarding your application or account.

Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, alteration, disclosure, or destruction.

While we employ commercially reasonable security measures, no system is completely secure. Accordingly, we cannot guarantee absolute security of information transmitted over the Internet.

Data Retention

We retain personal information only for as long as reasonably necessary to:

• Provide our services

• Process funding requests

• Maintain business records

• Resolve disputes

• Enforce agreements

• Meet legal, tax, accounting, and regulatory obligations

When information is no longer required, we take reasonable steps to securely delete or anonymize it.

Your Privacy Choices

Depending on your jurisdiction, you may have the right to:

• Request access to personal information we maintain

• Request correction of inaccurate information

• Request deletion of certain personal information

• Request information regarding how your data is used

• Opt out of certain marketing communications

Certain requests may be subject to legal or regulatory exceptions.

To exercise your rights, please contact us using the information below.

State Privacy Rights

Residents of California and certain other U.S. states may have additional privacy rights under applicable law.

These rights may include:

• The right to know what personal information we collect

• The right to request deletion of certain personal information

• The right to request correction of inaccurate information

• The right to access certain information regarding our data practices

• The right to appeal certain privacy-related decisions where applicable

We will not discriminate against individuals for exercising applicable privacy rights.

Children’s Privacy

Our Website and services are intended solely for businesses and business owners.

We do not knowingly collect personal information from individuals under 18 years of age.

Third-Party Websites

Our Website may contain links to websites operated by third parties.

We are not responsible for the privacy practices or content of third-party websites. We encourage users to review the privacy policies of any external sites they visit.

Business Transfers

In the event of a merger, acquisition, financing, restructuring, bankruptcy, or sale of assets, your information may be transferred as part of the transaction, subject to applicable law.

Changes to This Privacy Policy

We may revise this Privacy Policy from time to time to reflect changes in our business practices, technology, legal requirements, or services.

The updated version will be posted on this page with a revised Effective Date. Your continued use of the Website after changes become effective constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact us.